2023 saw the return of Goldilocks, but what’s in store for 2024 for investors?
Key points The five key themes for 2023 were: better than feared growth; disinflation; peak interest rates (probably in Australia …
Five constraints on medium term investment returns
Introduction Starting in the early 1980s investment returns were spectacularly strong. Sure there were bumps along the way like the …
Financial freedom: A comprehensive guide to achieving true financial independence
In a world where financial stability plays a crucial role in our wellbeing and future aspirations, the concept of financial …
What’s the best age to retire?
There is no magic age at which to retire. But what’s important is to plan for a longer retirement than …
A real cybercrime story
Australians lost over $3 billion to scams in 2022 alone. With investment scams being the most common, consider these insights …
Understanding market volatility
Many investors become concerned when volatility occurs in global financial markets – particularly about the impact on their superannuation and …
Three reasons to err on the side of optimism as an investor
Introduction The “news” as presented to us has always had a negative bend, but one could be forgiven for thinking …
The importance of rebalancing
Investing is more than choosing different assets. It also involves managing your portfolio on an ongoing basis to achieve personal …
Super fund performance and unlisted assets
Differences in the returns of various super funds have primarily been driven by whether the funds are invested in unlisted …
Should you fix your home loan?
Key takeaways An understanding of the benefits of fixing your home loan, including payment stability, protection from rate hikes and …
